Live on Aleo Testnet

ConfidentialMoney Markets

Supply, borrow, and manage capital on the Aleo blockchain with zero-knowledge privacy. Xyra eliminates MEV and protects your strategies while maintaining absolute on-chain solvency.

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Private reserves

Confidentiality: Active

ZK Risk Engine

Secure

Collateral checks and liquidations proven mathematically without revealing absolute positions.

MEV-Free Design

Zero front-running.

Architecture

Built for Privacy First

Xyra leverages Aleo's record model and snarkVM to execute state transitions off-chain while verifying proofs on-chain, ensuring absolute privacy.

Record-Based Balances

Unlike account-based models where every balance is public, Xyra uses Aleo's record model. Your supplied assets, borrowed amounts, and collateral ratios exist only as private records known to you.

record UserPosition {
  owner: address.private,
  supplied_usdc: u64.private,
  borrowed_eth: u64.private,
}

Computation

Off-chain Risk Engine

Interest calculation and health factor checks occur off-chain. Only the zero-knowledge proof of correct execution is posted to Aleo, saving gas and hiding strategy.

Protection

Liquidations without MEV

Public liquidation auctions lead to predatory MEV. Xyra uses protocol-controlled, private keepers to execute liquidations fairly, preserving value for borrowers.

Protocol Features

Built on the Aleo blockchain for institutions and power users demanding financial privacy.

Institutional Grade

Manage corporate treasuries on the Aleo blockchain without broadcasting capital moves to competitors or the public.

Provable Solvency

Despite hidden user balances, on-chain reserve totals and protocol solvency are mathematically proven via ZK.

Composable Yield

Supplied assets generate private yield-bearing tokens, composable with other Aleo DeFi protocols.

Compliance Rails

Optional zK-KYC integrations on the Aleo blockchain allow whitelisted pools without exposing underlying identity data.

Dynamic Rates

Per-reserve borrow and supply rates from utilization (Aave-style linear curve), with on-chain parameters and oracle-backed prices.

Future ZK Credit

Foundation built to support uncollateralized lending via private on-chain reputation and credit scoring.

Development Roadmap

PHASE 1 (CURRENT)

Private Lending Core

Dual-pool Aave-style (ALEO + stables, one program)
Utilization-based rates & compound indices
Cross-collateral portfolio health
Flash loans (ALEO path; more reserves planned)
Aleo testnet + live app